Buying & Selling June 23, 2022

Plenty of Reasons to Retire in Florida

  1. Taxes:

No state income tax, no inheritance tax or estate tax. That’s a big deal, particularly

when you are on a fixed income. Why live in a state that is going to tax you when you don’t have to?


  1. Climate:

Despite the naysayers who rail about how hot it is in Florida, in the summer months, the average high

temperature is 81 degrees Fahrenheit (27 C), while the average annual low

temperature remains a comfortable 60 degrees Fahrenheit (16 C). That said, has

anyone spent any time in New York City in August? Or Washington, D.C.? Those

northern locations can also get pretty toasty and unpleasant on many summer

days. But truthfully, the Florida sun is really strong in the summer months, so

Floridians move their activities around. In the same way people in the north

spend the winter with more indoor pursuits, Floridians do the same in the

warmest summer months. Go out on any summer morning early, I’m talking about 7

a.m. and people are up and out. They do their dog walking, biking, running, or

whatever their thing is, early or late in the day when the sun is not as

strong. The middle of the day is reserved for errands, shopping, working, or

maybe a nice long lunch or movie…or both!


  1. Lower Cost of Living:

At the end of the day, if you are on a fixed income, it behooves you to live someplace

where your money goes further. Living somewhere that has an average, or below

average, cost of living makes sense even if you are one of the lucky ones who

was able to save money for retirement. If you live in a place like Florida,

your overall cost of living can be lower and you could do other things with

your money like travel, invest, or give it to a charity that is

important to you.


  1. Water, Water Everywhere:

You’ve got the Atlantic Ocean on one side, The Gulf of Mexico on the other, and loads

of lakes and canals all around. Free entertainment. What about Sanibel for the Gulf or Boynton Beach for the ocean?


  1. Recreation:

Golf, water sports, fishing, boating, canals, over 1,300 golf courses, biking,

walking, running, and the new craze, Pickleball. As we get older, staying active will keep us

healthier and happier. Being shut in from November to April in the Northeast or

Midwest can be really hard to deal with. How about a walk on the beach or a

bike ride on a1a, some towns like Delray Beach even offer sunrise yoga on the beach!

You can find many things to do on Facebook, under the events tab.


  1. A Vacation Destination:

Your friends and family (grandkids) will want to visit you, especially in the winter

if they live someplace in the north. Cold and snowy in Minneapolis? Hey, let’s

visit Grandma in Boca Raton, West Palm Beach, or Miami! Let’s face it, kids are

kids and a dose of sun and sand with a visit to Grandma and Grandpa is pretty



  1. Wide Range of Active Adult Communities:

If you are one of the many thousands of people who think they may want to live in an

Active Adult Community, Florida has every type, style, and price point

imaginable. For many of us, having a well-run community sounds great after

years of managing our own homes. Also, AAC’s have all the amenities and

services that you might want at this point in your life. And, of course, there

is that built-in social component that you get in these communities. In fact,

the largest adult community in the US called The Villages is located near Ocala. Some of my favorite 55+ communities are the ones located directly on the ocean, including Colonial Ridge Community in Ocean

Ridge, FL.


55+ community condo available for sale:


N Ocean Boulevard #6-204, Ocean Ridge, FL 33435 – Listing ID: RX-10746750 (


  1. Easy Travel by Air:

Whether it is travel to visit friends and family back home, or people coming to visit

you, or you’re satisfying your global wanderlust, there are loads of airports,

both domestic and international. There are easy and direct flights to many U.S.

locations, as well as an abundance of accessible international airports in Fort

Myers, TampaMiami, Fort

LauderdaleWest Palm

BeachDaytonaKey WestMelbourneOrlandoSarasotaSt.

Petersburg and Jacksonville.


  1. Health care


One nice thing about moving and retiring to a state like Florida, where so many other

retirees migrate, is that there is a tremendous amount of health care options

and services specifically geared towards older people. With so many

“customers”, many health care providers have set up shop in and

around the state. There are well known hospitals in Boca Raton, Boynton Beach,

and other areas of Palm Beach County.


  1. The Arts Abound:

Big cities like MiamiFort

Lauderdale, Deerfield Beach, Boca Raton, Delray Beach, Boynton Beach, Ocean Ridge, Lake Worth,

Lantana, Jupiter, West Palm Beach, North Palm Beach, and other Palm Beach County

areas have Amphitheaters, Music Halls, Art Galleries, Symphonies, Museums, Botanical Gardens, Operas, and everything in between.